Our client runs a family-owned business that has traded for over 20 years. When she needed to secure her trading premises urgently, she contacted us seeking a fast, reliable short‑term solution to keep the business operating without disruption.
The need
She required a 12‑month bridging facility to secure her commercial premises immediately. To strengthen the application she offered three properties as security: the trading premises plus two residential properties.
The challenge
Time. Standard turnaround for valuations, searches, underwriting and legal work risked derailing the transaction. The client was understandably anxious and needed someone who could act quickly while keeping the process straightforward and transparent.
Our approach
From day one we treated the matter as a high priority, taking a practical, hands‑on approach:
Single point of contact: Taryn was assigned as the dedicated case manager so the client always knew who to call and didn’t have to repeat information.
Proactive case management: We chased valuers, solicitors and the lender to resolve queries and maintain momentum.
Clear, frequent updates: We informed the client at every stage—what to expect next, required documents and realistic timelines—so she could make timely decisions with confidence.
Focused lender engagement: We presented a concise security package (commercial premises plus two residential properties) and worked through lender questions promptly to accelerate underwriting.
Timeline
9 Feb — Client contacted us and we opened the case.
27 Feb — Offer issued after valuations and underwriting.
19 Mar — Completion achieved and funds released, enabling the client to secure her trading premises.
Outcome
We delivered the 12‑month bridging facility within the client’s required timeframe, allowing her to secure the premises and continue trading without interruption. She was relieved and satisfied with the practical, timely solution and felt supported throughout.
Why it worked
A single point of contact reduced stress and sped decision‑making.
Parallel tasking and proactive third‑party management significantly shortened the timeline.
A clear security package gave the lender confidence and accelerated underwriting.
Open, consistent communication kept the client informed during a high‑pressure situation.
Client feedback
The client was very happy and relieved that her business was secured, and appreciative of the fast, personal service that made a stressful situation much easier to manage.
If you have time‑sensitive commercial finance needs, please contact us or book a free Finance Discovery Call https://abl-business.co.uk/book-a-finance-discovery-call/